Total Wealth Calculator – SIP + Lumpsum + Gold/Silver + Inflation Adjusted 

Plan Your Future Wealth: SIP Growth, Lumpsum Returns & Gold/Silver Performance in One Calculator 

About This Wealth Calculator

This calculator is designed for Indian investors who want a clear and realistic estimate of their long-term wealth. It combines all key components of personal finance:

• SIP growth with annual step-up
  
  

• Lumpsum investment growth
  
  

• Gold & Silver future value (based on ~20-year 8% CAGR averages)
  
  

• Inflation-adjusted wealth at 7%
  
  

• Equity return scenarios at 12%, 13% and 15%
  
  

It helps you understand how your total portfolio can grow over time and what that future amount will truly be worth in today’s purchasing power. Whether you're planning for retirement, children’s education or financial independence, this tool gives a comprehensive outlook.