Nitin Ghai
Certified Mutual Fund Distributor | Founder – Mutual Fund Vibe
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When I see people buying colorful birds, fish, or even a cute rabbit — it doesn’t appeal to me.

I’ll tell you why.

Most people buy them because they feel soothing.
The bright colors, the calm movements — they bring peace to the eyes and comfort to the mind.

But when I look at that same bird in a cage, or a fish swimming in a glass bowl, I don’t feel peace.
I feel indifferent.

Because no matter how beautiful they look — they’re still caged.
Their wings, their freedom, their space to grow — all gone.

And that’s when it struck me…
many people treat their money the same way.

They love seeing it “safe” in a fixed deposit or a bank account.
It gives them comfort — just like that colorful bird gives visual peace.

But the truth?
That money is also caged.
It looks calm, but it doesn’t grow.
It moves a little, but it never truly flies.

Those who understand investing can’t see their money lying idle like that.
Because they know — growth doesn’t happen in comfort, it happens in freedom.
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💡 Let’s understand this simply:
• ₹10 lakh in FD @7% for 5 years → ₹14 lakh
• ₹10 lakh in Index Fund @12% → ₹17 lakh

That ₹3 lakh difference isn’t about risk —
it’s about giving your money wings.

And remember — even that ₹14 lakh from an FD may lose value after inflation.
Your bird not only stays caged… it slowly shrinks.

So next time you see your savings sitting quietly in an FD or account, ask yourself —
“Is my money growing… or just caged beautifully?”

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📌 Disclaimer: This content is for educational purposes only and not a SEBI-registered investment recommendation. Please consult a financial advisor before investing.
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